Everyone deserves a nice vacation. It’s your chance to get away from the daily grind, relax your mind, and create memories with your friends and family. While the destinations to choose from are limitless, your budget is most likely not.
Whether traveling cross-country or across continents, there are many ways to save money while on vacation. Here are 15 tips to help ease your vacation planning and make your hard-earned money go further.
4 Ways to Boost Your Home’s Equity
Home equity is important to have for many reasons, including to borrow against it in the form of a home equity loan or home equity line of credit (HELOC). Home equity represents funds you can use to do any of the following, or more!
Tips for Buying a Home in a Seller’s Market
Picture this — you're in the market for a new home, and you quickly find one that is perfect. It has all the features you’ve been dreaming about and seems to be in your price range. So, you put in an offer.
What Not to do With Your IRS Tax Refund
When you receive your tax refund, learning how to spend it wisely is your best bet. But you should also learn some of the ways you shouldn't be using it. Below, we've provided you with ideas on how to use your IRS tax refund and some ways you should avoid.
Your home is more than just a house. It’s where you create memories with friends and family. It’s a reflection of you and your personality. It’s a financial investment. And, since the pandemic started, it’s a place where you spend a lot of time!
Customizing your living space to fit your needs and building an environment where you feel comfortable is a common goal among homeowners. However, deciding the right way to finance these projects can be quite confusing.
From upgrading furniture to remodeling a kitchen or even putting in a pool, there are a variety of financing options available. To find the solution that will work best for your project, review the following alternatives below.
Dos & Don’ts of Getting Your First Credit Card
Opening your first credit card can be both an exciting and daunting experience. On the one hand, a credit card offers more financial freedom and flexibility. On the other hand, you likely heard horror stories of people falling into a debt cycle that’s hard to escape.
The truth is that you should start working to build your credit score as soon as you’re able. Even if you have no plans to purchase a car or rent an apartment anytime soon, building credit takes time. And while it may seem backward, one of the best times to build credit is when you’re a young adult with limited financial obligations.
Criminals can be very clever, spoofing an email that is very similar to something you receive from Freedom First. Take note of the types of content we may communicate via email, as well as note that we will never request you to confirm personal information via an email. We will never contact a member by email or phone requesting you to provide us with your account information or other personal data. Never share your personal username, password, PIN, or account number in unsecured emails or other communications.
In a roller-coaster-type fashion, consumer saving and spending have seen their ups and downs during the Covid-19 pandemic. First, when the pandemic started, not only did spending on travel come to a screeching halt, but entertainment rapidly declined, as did in-person shopping. In general, people were spending less of their money, preferring to hold onto their cash partly or fully due to the unknown. Then, as the pandemic continued, government stimulus payments started hitting consumers’ accounts, and many people decided to safeguard these payments too.
This scenario resulted in a rise in consumer savings. However, that shift in consumer saving over spending is starting to reverse course as a result of a few key drivers, making it harder to maintain the savings you built.
If you’re like most people, you likely have received a questionable email or text that had the potential to be a scam. Scams have advanced in recent years, which can make it difficult to tell if an email, text, or call is real or fake. There are a few rules you need to know to protect yourself from fraudsters gaining your information.
If you’re like most people, you likely start each year with a list of resolutions to help you improve various aspects of your life. The list may include resolutions to help you become more physically fit, further your career growth and improve your personal relationships. Another category of resolutions you may make centers on those that affect your finances.
